Help To Buy

What is Help to Buy?

As a first-time buyer searching for a newly built home, you may need a little financial help. With the government’s Help to Buy: Equity Loan scheme*, buying your own home could become a reality. All you need is a 5% deposit to secure your home. The Government will lend you up to 40% of the property value, meaning you only have to secure a mortgage of up to 55% from a bank or building society. The Government equity loan is interest-free for the first five years and can be repaid at any time during the loan term or on the sale of your home.


*Purchasing with a Help to Buy: Equity Loan, subject to eligibility, terms and conditions’ Help to Buy is an equity loan not a discount, incentive or promotion for more information go to